Seller's Guide
- Why Joyner?
- Listing Syndication
- Tips for Selling
- Staging
- Real Estate Taxes
- Closing Process
- Utilities
- Moving Checklist
Why Joyner?
Why Joyner?
Listing your home or other property for sale is one of the most important (life-changing) actions you can take, and you want to know you're making the right decision regarding the agent and brokerage who will represent your property. So why list with Joyner Fine Properties? Here are a few things to consider:
"Going Local" vs. the big brands
Yes, "going local" is a popular buzzword (buzzphrase?) of late, but that's not why we say it. Real estate has ALWAYS been local. Joyner Fine Properties is completely local and independently owned. However, we are not without a network of support! We are a part of Leading Real Estate Companies of the World®, an international network of over 500 independent real estate brokers who together have a higher sales volume than any of the big real estate brands.
Full Service Real Estate Brokerage
Joyner Fine Properties is, unashamedly, not a discount broker. We believe that the business of Real Estate indeed requires knowledge, expertise, training, and passion. Furthermore, Joyner's agents are all Realtors, who have achieved a higher standard of education than their (simply) licensed counterparts. Full service means that we will manage every part of the sale of a property, from the initial market analysis to closing, offering expertise at every stage and connecting you to any other resources you may need. Notice we said "property," not just "house?" In addition to Residential real estate, Joyner's full service includes Commercial Real Estate, Property Management, and Relocation Services.
Function or Purpose?
When you work with someone, would you prefer he or she "perform a function" or "fulfill a purpose?" Yes, performing functions is necessary - but in real estate, functions are the bare minimum. Putting a listing in MLS, scheduling showings, writing up contracts - these are functions. But suppose you are out of town while your house is on the market, and there's a freak earthquake in Virginia (it happens) and before you even hear about it on the news, your agent has gone to check on your home and make sure everything is ok - that agent has a deep sense of purpose to serve you, the client, whatever that might mean! When we list your home, we want to FULFILL a PURPOSE, not just perform a function.
Listing Syndication
Thank You for Considering Us
At Joyner Fine Properties, we are aware that you have many choices of real estate brokerages while choosing with whom to list or purchase your property. We’d like to present to you this collection of websites to which we post our listings as an example of our efforts to get your listing in front of as many potential buyers as possible.
Lots of Choices
We realize that there are countless websites in which one can conduct real estate searches, estimate the value of properties, and find neighborhood information. The way these websites gather their information varies widely, but often it is a combination of information from REALTORS®, tax records, commercial data, and possibly other information gathered on the web. The websites can be helpful to sellers and buyers in some respects, but in others, the information may be outdated, inconsistent, and inaccurate. Please note that the websites listed are also subject to change without notice.
Why We Post
Our hope in posting our active listings to these websites is twofold: to present our clients’ listings to as many potential purchasers as possible, and to help improve the quality of the information “out there.” Posting our listings to these websites does not necessarily mean that we recommend these websites for home searches, home valuations, or other real estate information.
When you list with Joyner, your home is syndicated to the following websites:
*Posting times vary by website and are generally dependent upon the timeline created by the MLS and each website.
**Your listing will be also be submitted to the IDX system, which will allow your listing to show on other broker sites, as subscribed by those brokers.
^Properties will be posted to applicable sites, for instance, LandWatch.com will show land listings, not downtown condos, etc.
+Listings that do not allow AVMs or Comments will not display on Zillow, Trulia and many others.
- Listings that do not allow address display will show on Joyner sites but will not be syndicated elsewhere.
Sites are subject to change without notice.
Commitment To Good Information
Even as we continually look for more websites to which to syndicate our clients’ listings (meaning, this list will grow!), we also continually look for ways to improve our own websites, JoynerFineProperties.com and affiliated agent sites. We want our home search to be easy and informative, and we strive to post relevant, current, and accurate information provided by our real estate experts. The internet has allowed us all the wonderful ability to gather an unthinkable amount of information on our own. If you need help once you’ve gathered that information, please feel free to call us and allow a real estate expert to help you sort out the good and make an informed decision about your home sale or purchase.
Tips for Selling
We have for you - 20 Tips for Preparing Your House For Sale. If you have trouble with viewing the tips, contact us and let us know, and we'll get them to you!
Source: Keeping Current MattersStaging
To stage or not to stage - is it worth it? Check out the infographic here for some great insight. If you have trouble with viewing the info, contact us and let us know, and we'll get them to you!
staging
Source: Keeping Current MattersReal Estate Taxes
State Taxes
State taxes include a 4.5% sales tax, 1% of which is local tax, and a state income tax that varies from 2% - 5.75%.
City And County Taxes
Personal and real property are taxed by the City or County in which you reside. State law requires that they be assessed at 100% of the fair market value. The tax rate is set each year by the City Council or the County Board of Supervisors. The tax rates are as follows:
| Locality | Real Estate Tax Rate* |
Personal Property Tax Rate* |
Contact Phone |
| Chesterfield County | $.96 | $3.60 | 804-748-1321 |
| City of Colonial Heights | $1.14 | $3.50 | 804-520-9280 |
| Goochland County | $.53 (certain localities differ) | $4.00 | 804-556-5806 |
| Hanover County | $.81 | $3.57 | 804-537-6029 |
| Town of Ashland** | +$.09 (add to Hanover) | +$.77 | 804-798-8650 x.230 |
| Henrico County | $.87 | $3.50 | 804-672-5580 |
| City of Hopewell | $1.13 | $3.50 | 804-541-2234 |
| New Kent County | $.84 (certain localities differ) | $3.75 | 804-996-9861 |
| City of Petersburg | $1.35 | $4.40 | 804-733-2318 |
| Powhatan County | $.90 | $3.60 | 804-598-5616 |
| City of Richmond | $1.20 | $3.70 | 804-646-5686 |
*Rate is per $100 of assessed value.
Real Estate Taxes are reported to the best of our knowledge and are subject to change by each city and county (as in, we can't guarantee these tax rates). Links and phone numbers are provided to help you find the most up-to-date information.
Tax rates are as of January 2016.
**Ashland residents pay town real estate and personal property taxes in addition to Hanover County taxes.
Closing Process
Preparation and processing of all necessary documents for the transfer of ownership are prepared by the attorney/settlement agent and completed at closing. Be sure to select an attorney/settlement agent EXPERIENCED in title work and real estate settlements.
The attorney/settlement agent will examine the title and report upon its condition, conduct settlement in accordance with terms of the purchase contract and, if applicable, the letter of instruction from the lending institution. The attorney/settlement agent will also apply for mortgage title insurance for the lending institution if such insurance is required as part of the transaction and obtain an owner's policy of title insurance for the purchaser. If required, a survey of the property will be ordered.
Utilities
Electricity
MOST Localities - Dominion Virginia Power
Dominion Virginia Power
866-366-4357
www.dom.com
- One full day's notice is required. Connections are not made on weekends.
- Connection fee of $15.00 appears on your first bill.
- A deposit of $90.00 - $180.00 will be waived if a credit check is satisfactory. The deposit will be returned after one year at current interest rate pending 12 months of continuous service and good credit.
Powhatan
Southside Electric Cooperative
2370 Emanuel Church Rd
Powhatan, VA 23139
804-598-7748
www.sec.coop
Northern Region (Western Hanover, Eastern Louisa, King William, Caroline)
Rappahannock Electric Cooperative
247 Industrial Court
Fredericksburg, VA 22408
800-552-3904
office@myrec.coop
www.myrec.coop
Western Region (Western Goochland, Western Louisa, Cumberland, and west)
P.O. Box 247
Lovingston, VA 22949
Water
|
Chesterfield
|
804-748-1291
www.chesterfield.gov |
3 days required for service |
| City of Richmond | 804-646-4646 www.richmondgov.com |
2 days required for service |
| Hanover | 804-365-6024 www.co.hanover.va.us |
1 week required for service |
| Henrico | 804-501-4275 www.co.henrico.va.us |
3 days required for service |
| City of Colonial Heights | 804-521-9288 | |
| Dinwiddie | 804-861-0998 | |
| Goochland | 804-556-5835 | |
| City of Hopewell | 804-541-2294 | |
| New Kent | 804-966-9678 | |
| City of Petersburg | 804-733-2407 | |
| Powhatan | 804-598-8911 | |
| Prince George | 804-733-2407 |
- No deposit required for service if purchasing; $30 connection charge for Richmond.
- *In Richmond, call 780-6350 to report water leaks.
Natural Gas
Richmond Gas Works
(City of Richmond, Henrico County and parts of Chesterfield)
804-646-4646
www.richmondgasworks.com
- There is a $25.00 deposit (cooking only) to $100.00 (heated by gas) for new service if purchasing and a $25.00 - $100.00 deposit if renting. *
- There is a $30.00 connection charge added to first bill.
Letter of credit from major utility company can waive deposit.
Commonwealth Gas Services
(Chesterfield County, City of Colonial Heights, Dinwiddie, Goochland, City of Hopewell, New Kent, City of Petersburg, Powhatan, Prince George)
800-543-8911
www.columbiagasva.com
- Forty-eight hour notice required for service.
- A deposit will be waived with a satisfactory letter of credit from a major utility company.
Virginia Natural Gas
(Hanover County)
866-229-3578
www.virginianaturalgas.com
- Twenty-four to forty-eight hour notice for service.
- $180.00 deposit required for new service. A letter of satisfactory credit from a major utility company will waiver deposit.
Cable Television, Internet, Phone
Comcast Cable: 1-800-COMCAST, 1-800-XFINITY www.comcast.com
Verizon FIOS: 1-800-VERIZON fios.verizon.com/fios-internet.html
DISH Network: 888-975-0982 www.usdish.com/dishnetwork-virginia.html
DirectTV: 888-777-2454 www.directv.com
Garbage and Trash Collection
Richmond
804-646-7000
www.richmondgov.com
Trash is collected once a week, and one large rolling can is provided. The cost is $10.00 per month. The statement is sent with the water bill.
Chesterfield
804-340-0900 (recycling only)
www.chesterfield.gov
Private contractors perform this service. Look in the Yellow Pages for private garbage collection companies that serve these areas.
Hanover (for yard rubbish and grass clippings only)
804-537-6181
There is public trash collection in limited areas, only. Private contractors perform this service. Look in the Yellow Pages for private garbage collection companies that serve these areas.
Henrico (most areas)
804-501-4275
www.co.henrico.va.us
Trash is collected once a week, and one large rolling can is provided. The cost is $15.00 per month. The statement is sent with the water bill. Private contractors are also available in Henrico.
City of Colonial Heights
804-425-0500
www.colonial-heights.com
Trash is collected once a week, and one large rolling can is provided.
Dinwiddie
804-469-4545
www.dinwiddieva.us
The county provides Convenience Centers for trash disposal free of charge for residents.
Goochland
804-556-5860
www.co.goochland.va.us
The county provides Convenience Centers for trash disposal free of charge for residents.
City of Hopewell
804-425-0500
www.cvwma.com
Trash is collected once a week, and one large rolling can is provided.
New Kent
804-966-2686
www.co.new-kent.va.us
The county provides Convenience Centers for trash and recycling free of charge for residents.
City of Petersburg
804-425-0500
www.cvwma.com
Trash is collected once a week, and one large rolling can is provided.
Powhatan
804-598-5673
www.powhatanva.gov
The county provides Convenience Centers for trash and recycling free of charge for residents.
Prince George
Private contractors perform this service. Look in the Yellow Pages for private garbage collection companies that serve these areas.
Newspapers
Richmond Times-Dispatch: 748-6389, subscribe.timesdispatch.com
Style Weekly: 358-0825, www.styleweekly.com
The Richmond Free Press (Weekly): 644-0496, www.richmondfreepress.com
Moving Checklist
BEFORE YOU LEAVE
Address Change
- Post office; give forwarding address
- Charge accounts, credit cards
- Licenses
- Subscriptions; notice requires several weeks
- Friends and relatives
Bank
- Transfer funds, arrange check-cashing in new city
- Arrange credit references
- Transfer safe deposit box
Insurance
- Notify company of new location for coverages: Life, Health, Fire and Auto
Utility Companies
- Gas, light, water, telephone, fuel, garbage
- Get refunds on any deposits made
Delivery Service
- Laundry, newspaper, changeover of services
Medical, Dental, Prescription Histories
- Ask Doctor/Dentist for referrals, transfer needed prescriptions, eyeglasses, X-rays. Obtain birth records, medical records, etc.
Schools
- Arrange for school to transfer records or secure transcripts
Pets
- Ask about regulations for licenses, vaccinations, tags, etc.
AND DON'T FORGET TO:
- Empty freezer; plan use of foods
- Defrost freezer and clean refrigerator; place charcoal to dispel odors
- Have appliances serviced for moving
- Clean rugs or clothing before moving; have them moving-wrapped
- Check with your Moving Counselor, insurance coverage, packing and unpacking labor arrival day, various shipping papers, method and time of expected payment
- Plan for special care needs of infants or pets
AND ON MOVING DAY:
- Carry enough cash or traveler's check to cover cost of moving services and expenses until you make banking connections in new city
- Carry jewelry and documents yourself; or use registered mail
- Plan for transporting of pets
- Let close friend or relative know route and schedule you will travel including overnight stops
- Double-check closets, drawers, shelves to be sure they are empty
- Final check water, furnace and lights shut off; be sure windows and doors are locked
- Leave old keys with Realtor or new owner
AND AT YOUR NEW ADDRESS:
- Obtain certified check or cashier's check if necessary for Real Estate transaction. It may be necessary to do this before you leave. Consult your Joyner Fine Properties agent.
- Check on service of telephone, gas, electricity, water and garbage
- Check pilot light on stove, hot water heater and furnace; check appliances
- Ask Mailman for mail he might be holding for you
- Apply for state driver's license
- Register car within 5 days after arrival in state or penalty may have to be paid when getting new license plates
- Obtain inspection sticker and transfer motor club membership
- Visit city offices and register to vote
- Register children at new school
- Register family in new place of worship
- Arrange for medical services: Doctor, Dentist, Veterinarian, etc.
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